Conclusion

Respect for people and communities means recognising the inherent dignity, strengths, and cultural identities of every client, and understanding that financial wellbeing is shaped by whānau, culture, and community. For financial mentors, this involves treating clients with fairness and compassion, responding appropriately to cultural values (including upholding Te Tiriti o Waitangi), and ensuring services are inclusive and free from discrimination. By honouring human dignity, being culturally responsive, and promoting equity, financial mentors help create safe, empowering, and accessible support that strengthens individuals, whānau, and communities.

Reflection